Crispy layered tortillas topped with refried beans, zesty seasoned beef, and melty cheese—finished with fresh tomatoes, olives, and green onions for a crowd-pleasing Mexican pizza night.
Preheat oven to 425°F. Line 2 baking sheets with parchment and set aside.
Cook the ground beef in a large skillet over medium-high heat, breaking it up, until browned and cooked through, about 6 to 8 minutes. Drain excess fat.
Stir in taco seasoning and water. Simmer, stirring occasionally, until thickened and saucy, about 2 to 3 minutes. Remove from heat.
Warm the refried beans in a small saucepan over low heat or in the microwave until spreadable.
Brush both sides of the tortillas lightly with vegetable oil. Arrange on baking sheets and bake until lightly crisp, 3 to 4 minutes per side.
Spread a thin layer of refried beans over 4 tortillas. Top evenly with the seasoned beef. Place a second tortilla on each to form 4 stacks.
Spoon enchilada sauce over the tops (do not soak). Sprinkle evenly with the cheddar and Monterey Jack cheeses.
Bake until cheese is melted and edges are crisp, about 8 to 10 minutes.
Top with diced tomatoes, black olives, green onions, and jalapeños. Garnish with cilantro. Slice into quarters and serve with sour cream.
Notes
For a lighter version, use ground turkey and low-sodium beans and sauce. Air-fry tortillas at 370°F for 3 to 4 minutes per side to speed things up. Add a thin layer of refried beans to both tortillas if you like extra stability.